Payment Options
What are my payment options?
We accept cash, credit/debit including HSA or FSA, Venmo, or Zelle; weekly payments can be arranged for packages.
Payment for services is due following your apointment. When booking an appointment you will be required to create an account with us. There you are able to store a credit card securely in your profile to use at your convenience. You do not need to use that card to pay for services as we do accept other forms of payment as noted above.
We also have financial hardship considerations. If you would like quality, one-on-one physical therapy but have financial limitations please use the "Contact Us" form to inquire. On that form, please provide your insurance carrier if applicable, as well as the reason for you are considering physical therapy. Thank you.
Insurance considerations
Are you in network with insurance providers?
B Well Integrated Physical Therapy accepts straight Medicare insurance. This includes supplemental plans but not Medicare Advantage as those are commercial insurance plans. As noted below, we have been asked many times to consider working with Blue Cross & Blue Shield and have started the process. We will provide updates as we receive them.
Why don't you accept insurance?
It's not that we don't accept insurance, it's that we've decided to not have contracts with insurance companies due to the increased number of restrictions in their contracts over the past 5 years.
Insurance companies have decreased what physical therapy services they will cover & decreased what they will pay us to treat their members. They have substantially increased policy costs and deductibles to the consumer (you), and substantially decreased what they will pay healthcare professionals who have contracts with them (me).
Having said that, there have been many requests for us to consider working with BCBS of Michigan, so that process has begun. There will be updates as we know more. In the meantime, if you provide your insurance information on your appointment request we can verify benefits and help you make an informed decision regarding your physical therapy care.
Patient Reimbursement for Services
Can I submit this cost to my insurance provider for reimbursement?
If your injury and/or treatment meet insurance provider criteria for coverage, and your policy has out of network (OON) benefits, a detailed invoice (Superbill) will be created for you to send to your provider for reimbursement to you.
The amount patients receive when they submit for reimbursement depends on their individual plan, out of network benefits, deductible and co-pay.
Appointment Types & Pricing
Initial 20 minute Complementary Consultation
This free consultation appointment is a an opportunity to meet with a physical therapist, discuss your concerns and decide together if physical therapy is the right choice for you at this time. This is an in-person, verbal consultation without manual treatments or interventions.
Please provide the following information when you schedule the appointment: your age & gender, the body part(s) of interest, length of time you have had this pain, cause of pain (if known), previous physical therapy or other treatments.
Full Initial Evaluation with Treatment
An initial evaluation or consultation is required for those who are new to working with us. $125
This comprehensive professional evaluation includes:
- review of medical history including past injuries, surgeries and other systemic considerations including medications
- a full biomechanical examination
- intial treatment interventions to address the immediate findings and begin resolultion of pain and/or dysfunction
- discussion of your goals and your desired outcomes
- recommendations regarding the plan of care going forward to ensure the root cause has been addressed
This evaluation will provide us with the information needed to discuss intervention options and perform initial treatments. We will then have a discussion regarding future appointments and treatments for resolution of the root cause and restore pain-free function.
This full evaluation is necessary for post-operative physical therapy as well as chronic injuries that have not been resolved with previous medical treatment or physical therapy and programs for those with Parkinson's disease.
If you are a previous patient (prior to 2025) but have not been to this new location and are seeking a one time maintenance visit, please refer to the "tune-up" appointment. When scheduling a tune-up, please provide us with some pertinent info such as body part and symptoms.
Single follow-up physical therapy appointment
After the consultation or initial evaluation $100
These appointments are at least an hour long and follow the initial evaluation. Each follow-up appointment includes a biomechanical assessment as well as any interventions deemed appropriate and necessary during our discussion at the initial evaluation.
4 visit follow-up package
Following consultation or initial evaluation $360
Packages are only available following an initial evaluation.
This particular one is for 4 - one hour visits to be scheduled within 2 weeks
- a 4 visit package is best following a flare up of a previously resolved dysfunction or for dry needling
- every visit includes a biomechanical assessment and consultation
- includes any interventions discussed at the initial evaluation or consultation as appropriate & necessary
Maintenance "tune-up" appointment
After you've graduated from therapy: a biomechanical check-up with corrections and treatment $80
This "tune-up" appointment is a 45 minute session for authorized patients only. It is for those who've already had an initial evaluation or consultation. Typically this is a one-time per month session to help you maintain your previously resolved pain & dysfunction or resolve a mild flare up or return of symptoms.